Shares vs Property vs CPF. The Cash Making Winner is Clear!
Shares vs Property vs CPF: Apples, Oranges & Pineapples (My Actual Wealth Journey)
Most individuals argue endlessly about shares vs property vs CPF — with out realising they’re evaluating apples, oranges, and pineapples.
On this video, I break down three essentially totally different funding paths:
1️⃣ Investing within the S&P 500 or globally diversified index funds
2️⃣ Investing in property (particularly within the Singapore context)
3️⃣ Constructing a CPF Particular Account → Retirement Account compounding technique to 65 and past, anchored on CPF LIFE
However this isn’t a textbook comparability.
I share:
Why returns alone are the mistaken option to examine these belongings
The brutal reality about volatility in shares and why it breaks individuals
Why property leverage is each its biggest power and its most harmful lure
Why CPF is probably the most misunderstood however highly effective monetary security internet in Singapore
Most significantly, I stroll you thru what I really did:
Sacrificed personal property aspirations early
Topped up CPF aggressively in my 30s with my spouse
Achieved FRS and BHS early by means of self-discipline and frugality
Constructed a robust security internet that allowed me to take dangers in shares and entrepreneurship
Crash-buy the S&P 500 to realize 14–15% annualised returns
Go on to construct a number of corporations and change into an angel investor
It is a low-risk, battle-proven, real-world wealth framework — not idea, not spreadsheets, not PowerPoint fantasy.
There are various roads to Rome.
That is one which removes worry first, earlier than chasing progress.
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