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I bought a shock upon receiving my invoice for my Built-in Defend plan (IP) final yr. Although I\u2019m nonetheless in my 30s, it got here as much as virtually S$2,000. My IP premiums had been rising sooner than I had anticipated. I couldn’t think about what it\u2019ll be like if I’ve to proceed paying at this growing fee for the subsequent few a long time<\/em> simply to keep up my protection. Upon consulting my insurance coverage agent, she suggested me to retain my plan because it was because it gave the \u201chighest protection\u201d and got here with a \u201c20% no-claims low cost\u201d. In actual fact, if it wasn\u2019t for the 20% low cost, my invoice would have been over S$2,300. In order that bought me pondering \u2014 am I preserving this plan only for the financial savings, slightly than checking if the protection actually fits my wants and price range? As somebody within the sandwiched technology, my husband and I usually…<\/p>\n<\/div>\n