{"id":11330,"date":"2026-07-16T01:25:37","date_gmt":"2026-07-16T01:25:37","guid":{"rendered":"https:\/\/ideastomakemoneytoday.online\/?p=11330"},"modified":"2026-07-16T01:25:38","modified_gmt":"2026-07-16T01:25:38","slug":"struggling-with-vitality-payments-monetary-assist-obtainable-in-2026","status":"publish","type":"post","link":"https:\/\/ideastomakemoneytoday.online\/?p=11330","title":{"rendered":"Struggling With Vitality Payments? Monetary Assist Obtainable in 2026"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div id=\"\"><strong>Vitality payments stay one of many largest pressures on family funds, notably for folks on a low revenue, receiving advantages or dwelling with sickness or incapacity.<\/strong><\/p>\n<div class=\"mm-box mm-blue mm-key-fact\" style=\"background: #eaf6ff; border: 1px solid #d8d8e2; border-left: 6px solid #6f2c91; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h2>Vitality worth cap replace<\/h2>\n<p>Ofgem says the power worth cap for a typical dual-fuel family paying by Direct Debit is <strong>\u00a31,862 a 12 months from 1 July to 30 September 2026<\/strong>.<\/p>\n<p>This isn&#8217;t a most whole invoice. The cap limits the unit charges and standing fees suppliers can apply to straightforward variable tariffs, so the quantity you truly pay nonetheless relies on how a lot power you employ.<\/p>\n<p>Ofgem is because of announce the cap masking October to December 2026 by <strong>26 August 2026<\/strong>. Examine the <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.ofgem.gov.uk\/information-consumers\/energy-advice-households\/energy-price-cap-unit-rates-and-standing-charges\" target=\"_blank\" rel=\"noopener noreferrer\">newest Ofgem price-cap figures<\/a> earlier than winter.<\/p>\n<\/div>\n<nav class=\"mm-box mm-yellow\" style=\"background: #fff8d9; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\" aria-label=\"Article contents\">\n<h2>What assist is out there?<\/h2>\n<\/nav>\n<section id=\"check-bills\">\n<h2>First, test whether or not you&#8217;re overpaying<\/h2>\n<p>Grants can present very important emergency help, however it is usually value checking whether or not your family contracts are costing greater than they should.<\/p>\n<div class=\"mm-box mm-purple mm-cta-box\" style=\"background: #f3edff; border: 2px solid #c8add8; border-radius: 14px; margin: 24px 0; padding: 24px; text-align: center; box-sizing: border-box;\">\n<h3>Let Nous test your family payments<\/h3>\n<p><strong>Nous is a household-bills assistant<\/strong> that helps you retain observe of contracts equivalent to power, broadband and cell, seems to be for various offers and can assist with switching.<\/p>\n<p><a rel=\"nofollow\" target=\"_blank\" class=\"mm-cta-button\" style=\"background: #6f2c91; border-radius: 999px; color: #ffffff!important; display: inline-block; font-weight: bold; margin: 6px 0; padding: 13px 22px; text-decoration: none!important;\" href=\"https:\/\/www.nous.co\/assistant?utm_source=Instagram&amp;utm_medium=Influencers&amp;utm_campaign=moneymagpie&amp;utm_content=adaff\" target=\"_blank\" rel=\"sponsored noopener noreferrer\">Examine your family payments with Nous<\/a><\/p>\n<p class=\"mm-small\" style=\"font-size: 0.9em;\">Nous isn&#8217;t a authorities grant or debt-advice charity. Financial savings should not assured and rely in your current suppliers, tariffs, utilization and contract phrases.<\/p>\n<\/div>\n<p>Earlier than switching an power tariff, examine the total annual price, tariff size, customer-service preparations and any exit charges. It&#8217;s also possible to learn MoneyMagpie\u2019s information to <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.moneymagpie.com\/save-money\/guide-saving-money-everyday-essentials\">saving cash on on a regular basis necessities<\/a>.<\/p>\n<\/section>\n<section id=\"crisis-fund\">\n<h2>Disaster and Resilience Fund in England<\/h2>\n<p>The Family Assist Fund led to England on <strong>31 March 2026<\/strong>. It has been changed by the <strong>Disaster and Resilience Fund<\/strong>, which is run by native councils.<\/p>\n<p>The brand new fund is meant to assist individuals who can not afford necessities or who&#8217;re dealing with a sudden monetary shock. Relying in your council, assist may embody meals, power, water, important home items, emergency dwelling bills, housing prices, debt recommendation or longer-term help.<\/p>\n<div class=\"mm-box mm-green\" style=\"background: #ebf8ee; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h3>You don&#8217;t all the time have to be claiming advantages<\/h3>\n<p>Authorities steerage says the fund is geared toward weak folks and those that can not pay for necessities. You don&#8217;t essentially must obtain advantages, and a fee from the fund shouldn&#8217;t have an effect on your advantages.<\/p>\n<p><a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.gov.uk\/cost-living-help-local-council\" target=\"_blank\" rel=\"noopener noreferrer\">Discover your council and test native cost-of-living assist<\/a>.<\/p>\n<\/div>\n<p>Every council units its personal utility course of and native priorities. Contact your council even for those who obtained assist underneath the outdated Family Assist Fund, as you might must make a brand new utility.<\/p>\n<p>Scotland, Wales and Northern Eire function separate welfare and emergency-support preparations. Examine your council or devolved-government web site for native assist.<\/p>\n<\/section>\n<section id=\"council-tax\">\n<h2>Council Tax reductions and reductions<\/h2>\n<p>You might be paying an excessive amount of Council Tax with out realising it. Assist could also be accessible if:<\/p>\n<ul>\n<li>You&#8217;re the solely grownup counted for Council Tax, which often offers a 25% low cost.<\/li>\n<li>You reside with people who find themselves disregarded, equivalent to some full-time college students, carers or apprentices.<\/li>\n<li>Somebody within the family has a extreme psychological impairment and meets the medical and profit situations.<\/li>\n<li>You might be on a low revenue and qualify on your council\u2019s Council Tax Discount scheme.<\/li>\n<li>Your private home has qualifying amenities or additional house required by a disabled resident.<\/li>\n<\/ul>\n<div class=\"mm-box mm-pink\" style=\"background: #fff0f5; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h3>Extreme psychological impairment guidelines<\/h3>\n<p>A qualifying particular person could also be disregarded when the council counts the adults in a house. An individual who lives alone and meets the necessities might obtain a full exemption. In a shared family, the discount relies on who else lives there and whether or not they&#8217;re additionally disregarded.<\/p>\n<\/div>\n<p>A disabled band discount might permit a family to pay the speed for the band instantly beneath its present band. There may be additionally a discount for qualifying Band A properties. Merely having spare bedrooms isn&#8217;t sufficient; the house or amenities should be required by a disabled resident.<\/p>\n<p><a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.gov.uk\/apply-council-tax-reduction\" target=\"_blank\" rel=\"noopener noreferrer\">Apply for Council Tax Discount by way of GOV.UK<\/a>. Ask your council whether or not a reduction might be backdated for those who certified earlier.<\/p>\n<p>MoneyMagpie additionally explains different types of <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.moneymagpie.com\/make-money\/all-the-things-you-can-get-financial-help-with\">monetary assist you to could possibly declare<\/a>.<\/p>\n<\/section>\n<section id=\"warm-home-discount\">\n<h2>Heat Residence Low cost<\/h2>\n<p>The Heat Residence Low cost supplies a <strong>one-off \u00a3150 discount on an eligible family\u2019s electrical energy invoice<\/strong>. It&#8217;s a credit score utilized to the invoice somewhat than a money fee.<\/p>\n<p>The 2025\/26 scheme has closed. GOV.UK says it&#8217;s going to reopen in <strong>October 2026<\/strong>.<\/p>\n<div class=\"mm-box mm-blue\" style=\"background: #eaf6ff; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h3>England and Wales<\/h3>\n<p>Eligible households often embody folks receiving the Assure Credit score component of Pension Credit score and qualifying low-income households receiving sure means-tested advantages. Many funds are recognized routinely by way of authorities and provider data, though some households could also be requested to substantiate particulars.<\/p>\n<\/div>\n<div class=\"mm-box mm-purple\" style=\"background: #f3edff; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h3>Scotland<\/h3>\n<p>Folks receiving the Assure Credit score component of Pension Credit score are usually recognized routinely. Different low-income clients may have to use on to a collaborating provider, so it&#8217;s value contacting your provider promptly when purposes open.<\/p>\n<\/div>\n<p>The scheme doesn&#8217;t function in Northern Eire. All the time test the present guidelines and collaborating suppliers on the <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.gov.uk\/the-warm-home-discount-scheme\" target=\"_blank\" rel=\"noopener noreferrer\">official Heat Residence Low cost web page<\/a>.<\/p>\n<p>For those who use a prepayment meter, your provider ought to clarify the right way to redeem or apply the low cost. Maintain any letter or voucher secure and test its expiry date.<\/p>\n<\/section>\n<section id=\"winter-fuel-payment\">\n<h2>Winter Gas Cost<\/h2>\n<p>For winter 2026\/27, folks born earlier than <strong>28 June 1960<\/strong> could also be eligible for between <strong>\u00a3100 and \u00a3300<\/strong> to assist with heating prices in England, Wales and Northern Eire.<\/p>\n<p>The quantity relies on your age and family circumstances in the course of the qualifying week, which is <strong>21 to 27 September 2026<\/strong>. Most eligible folks ought to obtain a letter in October or November and be paid routinely in November or December.<\/p>\n<div class=\"mm-box mm-yellow\" style=\"background: #fff8d9; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h3>The \u00a335,000 revenue rule<\/h3>\n<p>In case your particular person whole revenue is above \u00a335,000, HMRC can get well the Winter Gas Cost by way of the tax system. Eligible individuals who anticipate to exceed the edge can select to decide out by the related deadline.<\/p>\n<\/div>\n<p>Claims for winter 2026\/27 open on <strong>21 September 2026<\/strong> for individuals who want to use. Examine the <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.gov.uk\/winter-fuel-payment\" target=\"_blank\" rel=\"noopener noreferrer\">official Winter Gas Cost steerage<\/a>.<\/p>\n<h3>What about Scotland?<\/h3>\n<p>Folks dwelling in Scotland might qualify for the separate <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.mygov.scot\/pension-age-winter-heating-payment\" target=\"_blank\" rel=\"noopener noreferrer\">Pension Age Winter Heating Cost<\/a>. Examine mygov.scot for present quantities, dates and eligibility.<\/p>\n<\/section>\n<section id=\"cold-weather\">\n<h2>Chilly Climate Funds<\/h2>\n<p>Chilly Climate Funds assist eligible folks in England, Wales and Northern Eire in periods of exceptionally chilly climate.<\/p>\n<p>Below the scheme, an eligible particular person receives <strong>\u00a325 for every seven-day interval<\/strong> when the typical temperature of their space is recorded or forecast to be 0\u00b0C or beneath. The 2026\/27 season runs from <strong>1 November 2026 to 31 March 2027<\/strong>.<\/p>\n<p>You could qualify for those who obtain sure advantages, together with Pension Credit score, income-related Employment and Assist Allowance, Common Credit score or Assist for Mortgage Curiosity. Additional situations can apply.<\/p>\n<p>Funds must be automated. See the <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.gov.uk\/cold-weather-payment\" target=\"_blank\" rel=\"noopener noreferrer\">Chilly Climate Cost steerage for England and Wales<\/a> or <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.nidirect.gov.uk\/articles\/cold-weather-payment\" target=\"_blank\" rel=\"noopener noreferrer\">Northern Eire steerage<\/a>.<\/p>\n<p>Scotland makes use of a separate <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.mygov.scot\/winter-heating-payment\" target=\"_blank\" rel=\"noopener noreferrer\">Winter Heating Cost<\/a>, which isn&#8217;t triggered by a selected spell of chilly climate.<\/p>\n<\/section>\n<section id=\"fuel-vouchers\">\n<h2>Emergency gas vouchers<\/h2>\n<p>For those who can not afford to prime up a prepayment meter, you could possibly receive an emergency gas voucher by way of your council, Residents Recommendation, a meals financial institution, a housing affiliation, an energy-support charity or one other native welfare organisation.<\/p>\n<p>A code could also be despatched by textual content, e mail or letter and redeemed at a collaborating PayPoint, Payzone or Submit Workplace outlet. You could want identification and proof of handle.<\/p>\n<div class=\"mm-box mm-pink mm-urgent\" style=\"background: #fff0f5; border: 1px solid #d8d8e2; border-left: 6px solid #bd3164; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h3>Examine the expiry date instantly<\/h3>\n<p>Some gas vouchers should be used inside a brief interval. In case you are practically out of credit score, contact your provider immediately and ask about emergency or extra credit score. Ask how and when any credit score can be repaid earlier than accepting it.<\/p>\n<\/div>\n<\/section>\n<section id=\"energy-debt\">\n<h2>Vitality debt grants and hardship funds<\/h2>\n<p>Some suppliers and charitable trusts supply grants or different help to households which have fallen behind with fuel or electrical energy payments. Funds and eligibility guidelines can change, however attainable sources embody:<\/p>\n<p>Some funds require you to be a buyer of the named provider. You could be requested to finish an income-and-expenditure evaluation, get debt recommendation or present which you could afford your ongoing utilization as soon as the arrears are cleared.<\/p>\n<div class=\"mm-box mm-green\" style=\"background: #ebf8ee; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h3>Ask your provider for all accessible choices<\/h3>\n<ul>\n<li>An reasonably priced reimbursement plan<\/li>\n<li>A brief fee discount or fee break<\/li>\n<li>A overview of your Direct Debit<\/li>\n<li>A hardship grant or trust-fund utility<\/li>\n<li>Emergency credit score or a gas voucher<\/li>\n<li>Vitality-efficiency help<\/li>\n<\/ul>\n<\/div>\n<p>By no means conform to repayments that depart you with out sufficient for meals, hire, Council Tax or different necessities.<\/p>\n<\/section>\n<div class=\"mm-box mm-purple mm-cta-box\" style=\"background: #f3edff; border: 2px solid #c8add8; border-radius: 14px; margin: 24px 0; padding: 24px; text-align: center; box-sizing: border-box;\">\n<h2>Cease family contracts quietly turning into dearer<\/h2>\n<p>Nous can assist observe payments and renewal dates, analysis options and help with switching eligible family companies.<\/p>\n<p><a rel=\"nofollow\" target=\"_blank\" class=\"mm-cta-button\" style=\"background: #6f2c91; border-radius: 999px; color: #ffffff!important; display: inline-block; font-weight: bold; margin: 6px 0; padding: 13px 22px; text-decoration: none!important;\" href=\"https:\/\/www.nous.co\/assistant?utm_source=Instagram&amp;utm_medium=Influencers&amp;utm_campaign=moneymagpie&amp;utm_content=adaff\" target=\"_blank\" rel=\"sponsored noopener noreferrer\">Ask Nous to test your payments<\/a><\/p>\n<p class=\"mm-small\" style=\"font-size: 0.9em;\">Evaluate any proposed swap fastidiously, together with the overall price, tariff size, exit charges and repair phrases.<\/p>\n<\/div>\n<section id=\"priority-services\">\n<h2>Precedence Providers Register<\/h2>\n<p>The Precedence Providers Register is free and supplies additional help for individuals who might need assistance from their power provider or electrical energy community operator.<\/p>\n<p>You could qualify due to age, incapacity, long-term sickness, being pregnant, a baby underneath 5, communication wants, mental-health wants, short-term medical circumstances or reliance on electrically powered medical tools.<\/p>\n<p>Assist might embody accessible payments, meter-reading help, discover of deliberate interruptions and further assist throughout an influence reduce.<\/p>\n<p>You could must register individually together with your provider and native community operator. Be taught extra from <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.ofgem.gov.uk\/get-help-your-supplier-priority-services-register\" target=\"_blank\" rel=\"noopener noreferrer\">Ofgem\u2019s Precedence Providers Register steerage<\/a>.<\/p>\n<\/section>\n<section id=\"home-improvements\">\n<h2>Assist bettering your house<\/h2>\n<p>Relying in your location, revenue, advantages and property, you might qualify for insulation, heating enhancements or different energy-efficiency measures.<\/p>\n<p>Funding can embody provider obligations, local-authority schemes and devolved-government programmes. Examine the present <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.gov.uk\/improve-energy-efficiency\" target=\"_blank\" rel=\"noopener noreferrer\">authorities energy-efficiency steerage<\/a>.<\/p>\n<p>In Northern Eire, test <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.nidirect.gov.uk\/articles\/energy-saving-grants-your-area\" target=\"_blank\" rel=\"noopener noreferrer\">NI Direct\u2019s energy-saving grants info<\/a>.<\/p>\n<div class=\"mm-box mm-yellow\" style=\"background: #fff8d9; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h3>Watch out for \u201cfree boiler\u201d and insulation scams<\/h3>\n<p>Don&#8217;t depend on an unsolicited caller\u2019s declare that everybody qualifies. Examine the scheme, installer and funding independently earlier than sharing private info or signing an settlement.<\/p>\n<\/div>\n<\/section>\n<section id=\"benefits-check\">\n<h2>Get a advantages test<\/h2>\n<p>A advantages calculator or adviser may determine entitlement to Pension Credit score, Common Credit score, Council Tax Discount, Attendance Allowance, Private Independence Cost, Carer\u2019s Allowance, housing help or native welfare help.<\/p>\n<p>Free checks can be found from:<\/p>\n<p>MoneyMagpie\u2019s information to <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.moneymagpie.com\/manage-your-money\/disability-benefits-what-youre-entitled-to\">incapacity advantages and entitlements<\/a> may additionally assist.<\/p>\n<\/section>\n<section id=\"urgent-help\">\n<h2>Don&#8217;t wait till your power is disconnected<\/h2>\n<p>Contact your provider as quickly as you realise you can&#8217;t pay. Clarify your funds, well being wants and whether or not kids or weak folks dwell within the property.<\/p>\n<p>Get free debt recommendation in case you are borrowing to pay power payments or lacking different important funds:<\/p>\n<p>MoneyMagpie additionally has steerage on <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.moneymagpie.com\/manage-your-money\/problems-with-universal-credit-where-to-go-for-help\">the place to get assist with Common Credit score issues<\/a><\/p>\n<\/section>\n<section class=\"mm-box mm-green mm-faq\" style=\"background: #ebf8ee; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\" aria-labelledby=\"faq-heading\">\n<h2 id=\"faq-heading\">Regularly requested questions<\/h2>\n<details>\n<summary>Is the power worth cap the utmost I might be charged?<\/summary>\n<p>No. It limits unit charges and standing fees on coated tariffs, not the overall quantity of power a family can use. A family that makes use of extra power pays greater than the standard annual determine.<\/p>\n<\/details>\n<details>\n<summary>Does the Family Assist Fund nonetheless exist in 2026?<\/summary>\n<p>It led to England on 31 March 2026 and was changed by the domestically administered Disaster and Resilience Fund from 1 April 2026.<\/p>\n<\/details>\n<details>\n<summary>How a lot is the Heat Residence Low cost?<\/summary>\n<p>It&#8217;s a one-off \u00a3150 credit score on an eligible family\u2019s electrical energy invoice. The scheme is because of reopen in October 2026.<\/p>\n<\/details>\n<details>\n<summary>How a lot is the Winter Gas Cost for 2026\/27?<\/summary>\n<p>Eligible folks in England, Wales and Northern Eire might obtain between \u00a3100 and \u00a3300. The quantity relies on age and family circumstances.<\/p>\n<\/details>\n<details>\n<summary>Can my power provider assist if I&#8217;m already in debt?<\/summary>\n<p>Doubtlessly. Ask about an reasonably priced reimbursement plan, Direct Debit overview, hardship grants, emergency credit score and another help accessible for patrons in fee issue.<\/p>\n<\/details>\n<\/section>\n<section class=\"mm-box mm-yellow\" style=\"background: #fff8d9; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h2>Helpful MoneyMagpie studying<\/h2>\n<\/section>\n<footer class=\"mm-box mm-pink\" style=\"background: #fff0f5; border: 1px solid #d8d8e2; border-radius: 14px; margin: 24px 0; padding: 24px; box-sizing: border-box;\">\n<h2>Disclaimer<\/h2>\n<p><em>Info was checked on 15 July 2026 and will change. Vitality-price caps, grants, provider funds and council schemes are frequently up to date, so verify the newest phrases with the organisation accountable earlier than making use of.<\/em><\/p>\n<p><em>MoneyMagpie isn&#8217;t a licensed monetary adviser. Info, opinions, commentary, recommendations and techniques supplied listed here are for basic informational, leisure and academic functions solely and shouldn&#8217;t be considered monetary recommendation. Conduct your personal analysis and search suitably certified recommendation the place needed.<\/em><\/p>\n<p><span style=\"font-size: 10pt;\"><em>This text incorporates an affiliate hyperlink. MoneyMagpie might obtain a fee for those who click on or join a service. This doesn&#8217;t have an effect on the worth you pay.<\/em><\/span><\/p>\n<\/footer>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Vitality payments stay one of many largest pressures on family funds, notably for folks on a low revenue, receiving advantages or dwelling with sickness or incapacity. Vitality worth cap replace Ofgem says the power worth cap for a typical dual-fuel family paying by Direct Debit is \u00a31,862 a 12 months from 1 July to 30 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11332,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.moneymagpie.com\/wp-content\/uploads\/2017\/10\/reduce-your-energy-bill-1.png","fifu_image_alt":"","footnotes":""},"categories":[45],"tags":[3282,1197,557,4385],"class_list":["post-11330","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-making-tips","tag-bills","tag-energy","tag-financial","tag-struggling"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Struggling With Vitality Payments? 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